One man's FIRE journey by opening up passive income streams from side hustles
If you’ve been following the Loyang Valley En Bloc saga on this blog, you’ll know April felt like the finish line. $880 million. Third time lucky. Eight years. Done. Except it wasn’t done. The public announcement was just the start of another bout of waiting. The unsexy part nobody puts in the press release Since … Read more
ELI5: What the Heck is BIP-110? Imagine Bitcoin is a giant shared notebook that everyone uses to write down things like: “I paid you 0.05 Bitcoin.” For years, people mostly just wrote payment notes. Then in 2022–2023 some clever folks figured out how to paste huge pictures, memes, NFT art, and random junk directly into … Read more
The 2026 World Cup will be remembered for many things: the goals, the upsets, and the moment Cristiano Ronaldo’s eyes welled up on the pitch. But for a specific group of data-driven traders, those tears weren’t just a display of passion—they were the resolution of a $45 million financial event. Welcome to the era of … Read more
If you’re looking for a family-friendly beach holiday in Vietnam, Da Nang should be high on your list. Between the stunning beaches, world-class resorts, and easy access to attractions like Ba Na Hills and Hoi An, it offers the perfect mix of relaxation and adventure. Here’s a recap of our 6-day family vacation to Da … Read more
If you’ve been following my blog, you’ll know that our en bloc journey has been a rollercoaster of emotions. Back in January, I wrote about our relaunch, hoping we’d receive one big angpow to usher in the Year of the Horse. Well, the angpow arrived a little late, but it’s massive. Loyang Valley has officially been sold for $880 … Read more
We all know we’re going to die. It’s the one thing everyone has in common, yet it’s the one thing we spend our entire lives trying to ignore. We chase the next promotion, the bigger house, or the perfect Instagram feed, all while pushing the things that actually matter to some mythical “later.” But, just like Lady … Read more
For years, the FIRE (Financial Independence, Retire Early) movement has been framed around one big, seductive idea: escaping the daily grind. “Retire from the 9-to-5.” “Retire from the soul-crushing meetings.” “Retire from the boss who doesn’t get it.” It’s easy to see why this “retire from” mindset catches fire. Work can feel exhausting, repetitive, or … Read more
We’ve all absorbed invisible “rules” about money since childhood. These subconscious beliefs, called money scripts, shape how we earn, spend, save, and even feel about wealth. Coined by financial psychologist Dr. Brad Klontz, money scripts are often picked up from parents, religion, media, or culture without us realizing it. Many of these scripts paint money … Read more
Sapiens takes readers on a sweeping journey through the entire history of the human species, from the emergence of Homo sapiens in East Africa roughly 300,000 years ago to the biotechnological and artificial-intelligence revolutions unfolding today. Unfortunately, not everyone’s a historian buff, and may not pick up books specifically about History to read. But it … Read more
We all know we should read more. The average CEO reads 52 books a year. The average professional reads two. The difference isn’t intelligence, and it isn’t even dedication. It’s time. A standard non-fiction book runs about 300 pages and takes roughly 8 hours to read. If you value your time at $50 an hour, … Read more
Our en bloc journey has yet another twist in the tale before the final conclusion. It’s been a pretty crazy ride, one that lasted 3 attempts over 8 years, but there’s one last fight in this aging estate yet. Loyang Valley will relaunch for tender on 8 January 2026 at the same Reserve Price of … Read more
When people hear about Bitcoin, the first thoughts that often come to mind are wild price swings or speculative trading. But if you dig deeper, you’ll realise that Bitcoin is more than just an asset—it’s a response to long-standing problems in the financial system. Let’s break down four reasons why Bitcoin matters. 1. Study Fiat … Read more
Finally managed to take some time out to calculate my year-to-date trading results. I’ve presented them in table format by month. January January proved to be the best month thus far this year, and also the busiest, with 13 trades closed, 8 of which were Coinbase. As you can see from the stock names, the … Read more
If Covid taught us anything, it’s this: life is unpredictable. Jobs can be lost (I myself was severely impacted by the Covid situation and did not have a full time job for a year). Illnesses can strike. Unexpected emergencies can burn a hole in your pocket. That’s why building an emergency fund is never a … Read more
If you’re planning a family trip with children to Phuket, you’ve come to the right blog. We recently came back from a 5D4N trip to Phuket, and here, we share our chill itinerary. Our itinerary is filled with sand, sea and fun. But before we dive in proper, here are some tips. Packing Tips before … Read more
As Bitcoin continues to dominate headlines and start assimilating into portfolios globally, we in Singapore are asking a critical question: Is Bitcoin still a good investment in 2025? With its price soaring to a record US$111,000 in May 2025, fueled by global events like the U.S. presidential inauguration, national strategic treasuries and institutional adoption, Bitcoin … Read more
While both strategies have merits, lump sum investing is often superior to DCA (Dollar Cost Averaging) for maximizing long-term returns, especially in specific market conditions and for disciplined investors. Here’s why. 1. Time in the Market Beats Timing the Market The primary argument for lump sum investing is that markets, over the long term, tend … Read more
How much in emergency funds should you have? What are the different schools of thought, and how should one go about it? Well, the amount you should have in emergency funds depends on your financial situation, risk tolerance, and lifestyle, but there are several widely accepted schools of thought. Here’s a breakdown of the main … Read more
Financial Independence, Retire Early (FIRE) is all about building wealth fast enough to escape the 9-to-5 grind. But with traditional investments like index funds and real estate, reaching your FIRE number can take decades. Enter Bitcoin: the high-risk, high-reward asset that’s got everyone from tech bros to FIRE enthusiasts buzzing. Can Bitcoin really turbocharge your … Read more
As a kid growing up in 90s and 2000s, you would hear adults talking about one of the unique ways that Singaporeans could make their first bucket of fortune. The magic words? Collective Sale. More commonly known as En Bloc, this is where a condominium estate would come together, with the common goal of getting … Read more